Bogleheads diversification

Looks like it has both domestic and international growth and value exposure. I think there are better active fund or passive fund for that matter options. I would probably look at Wellington funds for active vanguard options either regular or global if you want international exposure. Thanks. I already have one of the accounts 100% Global ...The Bogleheads 3 Fund Portfolio draws on the idea of portfolio diversification’s ability to reduce volatility and drawdowns, protect against black swan events, and maximize …The Bogleheads investment philosophy provides a great approach for new investors, but the strategy comes with some subtle flaws investors need to recognize. ... Unfortunately, diversification provides no guarantee that … hmi software list Step 4: Fund your accounts. Once you have a list of funds you want to own in your portfolio, start buying them individually.Determine how much you need to1 day ago · The SEP IRA can be located in any brokerage of her choosing, and together we've narrowed down the choices to Fidelity and Schwab based on what appears to be high praise for their customer service. There are locations of each near where we live, so that doesn't factor in the determination. gas station for sale in texas Mainly because the track record of both SCHD and XLK beat SCHB and similar broad market ETFs by quite a bit. I'm confident in the performance of a broad market ETF but with my timeline I feel that SCHD/XLK will grant much nicer returns. Varathien • 1 min. ago. This doesn't sound like rebalancing at all. This sounds like performance-chasing.One is diversifying away specific risks by increasing the number of holdings, and the other is the benefit of diversification by style. For number of holdings, rules of thumb I’ve come across … the amazing son in law chapter 5000 Established in 2009, Personal Capital is one of the very first digital investment managers and also our best robo-advisor for profile management. Acquired by Empower Retirement in 2020, the firm identifies itself with a comprehensive selection of free money management tools for investment administration, retirement preparation, and capital.Log In My Account za. fk; hbThe Bogleheads' Guide to Investing covers a wide range of topics, including insurance, behavioral economics, modern portfolio theory, and tips on saving money. Analytical tools (e.g., bond duration) are explained conceptually and without the use of formulas. Books: recommendations and reviews - Bogleheads grasshopper mower prices 2022Bogleheads 2 Fund Portfolio for Purists & Minimalists (2023) A Bogleheads 2 Fund Portfolio is a simpler implementation of the popular Bogleheads 4-Fund Portfolio that is globally diversified in stocks and bonds. Here we’ll look at its components, historical performance, and the best ETFs to use for it in 2023.Bogle’s portfolio: 19.0% Four-fund portfolio: 18.8% Back in the 1970s, the diversified portfolio showed its stuff as U.S. stocks suffered a bad bear market. Bogle’s portfolio: 8.4% Four-fund world...Bogleheads,” and co-author of The Bogleheads’ Guide to Investing and The Bogleheads’ Guide to the Three-Fund Portfolio, succinctly summarizes the Bogleheads 3 Fund Portfolio’s benefits as follows: Diversification. Over 10,000 world-wide securities. The Bogleheads' Guide to Investing. 1,172. Hardcover. $15.80 $15.80. The Power subaru outback oil capacity Established in 2009, Personal Capital is one of the very first digital investment managers and also our best robo-advisor for profile management. Acquired by Empower Retirement in 2020, the firm identifies itself with a comprehensive selection of free money management tools for investment administration, retirement preparation, and capital. Bogle’s portfolio: 19.0%. Four-fund portfolio: 18.8%. Back in the 1970s, the diversified portfolio showed its stuff as U.S. stocks suffered a bad bear market. Bogle’s portfolio: 8.4%. Four ...Jan 13, 2023 · Start diversifying right away. Also do some scenario planning with a tax preparation program to give you an idea of the taxes you would pay both Federal and California. If it were me, I would come up with a diversification plan to sell most of your Apple stock over the next 3-5 years, rather than all at once, to minimize your tax bite. Dec 12, 2022 · By 2007, the group had evolved into Bogleheads. Discussion group leaders, including Taylor Larimore, a retired IRS officer and financial manager whom Bogle nicknamed “the King of the... Jan 21, 2023 · 2) For timing based on which sector of bond market you think will outperform in the next 1-2 years, i.e. treasuries, MBS (agency vs non-agency), emerging markets, high yield, bank loans, municipal and etc. What do you say? Nobody knows. That is why broad funds that contain a lot of different kinds of bonds are a good choice. Bogleheads Investing Advice and Info April 13th, 2018 - Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site The term is intended to honor Vanguard founder and investor advocate John Bogle The Bogleheads® emphasize starting early living below one s means regular saving broad diversification simplicity1 feb 2022 ... Bogleheads® Live 37: Christine Benz on 'How much can I spend in retirement?' Bogleheads® Live 36: Mike Piper on 'After the Death of Your Spouse' ... married to an alcoholic husband blog Dec 12, 2022 · By 2007, the group had evolved into Bogleheads. Discussion group leaders, including Taylor Larimore, a retired IRS officer and financial manager whom Bogle nicknamed “the King of the... Diversification. Over 10,000 world-wide securities. Contains every style and cap-size. Very low cost. Very tax-efficient. No manager risk. No style drift.There's several different aspects to diversification... Asset class diversification... Example: stocks vs bonds Diversification within an asset class.. Example: VT (9473 stocks) vs VTI (3992 stocks) vs VOO (506 stocks). VT is by far the most diverse option of the three. Ideally, you'd just hold a single fund that covered all stocks. ezgo clutch There's several different aspects to diversification... Asset class diversification... Example: stocks vs bonds Diversification within an asset class.. Example: VT (9473 stocks) vs VTI (3992 stocks) vs VOO (506 stocks). VT is by far the most diverse option of the three. Ideally, you'd just hold a single fund that covered all stocks. 1 feb 2022 ... Bogleheads® Live 37: Christine Benz on 'How much can I spend in retirement?' Bogleheads® Live 36: Mike Piper on 'After the Death of Your Spouse' ... fulla horak beautiful lady This approach to diversification was introduced by Harry M. Markowitz in his ground-breaking 1952 paper, Portfolio Selection.. The rationale behind this technique contends …1 day ago · The SEP IRA can be located in any brokerage of her choosing, and together we've narrowed down the choices to Fidelity and Schwab based on what appears to be high praise for their customer service. There are locations of each near where we live, so that doesn't factor in the determination. The Bogleheads Three Funds Portfolio is a Very High Risk portfolio and can be implemented with 3 ETFs. It's exposed for 80% on the Stock Market. It's exposed for 80% on the Stock Market. In the last 30 Years, the Bogleheads Three Funds Portfolio obtained a 8.00% compound annual return, with a 11.99% standard deviation . accident in wake forest today Account. je. yoSo wondering about diversification. 1 Reply buffinita • 3 hr. ago If you like the static allocation of equities to bonds, opposed to a gliding TDF look at the life strategy moderate growth; which is a passivly managed static 60/40 fund with a .13 ER 1 Reply More posts from r/Bogleheads 218K subscribers ThetaGangThroweway • 7 days ago bucees products Bogleheads 2 Fund Portfolio for Purists & Minimalists (2023) A Bogleheads 2 Fund Portfolio is a simpler implementation of the popular Bogleheads 4-Fund Portfolio that is globally diversified in stocks and bonds. Here we’ll look at its components, historical performance, and the best ETFs to use for it in 2023.by cool2day » Sat Jan 21, 2023 8:41 pm. What do you think is the best bond fund and/or ETF for the current market. I am thinking of two contrasting objectives for what to consider "the best." (A loaded word - I know.) 1) For diversification: I can think of core funds and/or total market funds such as PPTDX, DLTNX, BND, or etc.Log In My Account za. fk; hbRick Ferri has proposed a two-fund portfolio containing the total world stock market, and a diversified US bond market index fund as follows.To see the profile for a specific Vanguard mutual fund, ETF, or 529 portfolio, browse a list of all: Vanguard mutual funds | Vanguard ETFs® | Vanguard 529 portfolios. The Bogleheads 3 Fund Portfolio draws on the idea of portfolio diversification’s ability to reduce volatility and drawdowns, protect against black swan events, and maximize … th11 war base link Maximum diversification (lower risk) Portfolio efficiency (best risk/return ratio) Low maintenance; Easy to rebalance; Tax efficiency; Simplicity (for investors, caregivers, and heirs) … french doors air fryer Bogleheads Investing Advice and Info April 13th, 2018 - Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site The term is intended to honor Vanguard founder and investor advocate John Bogle The Bogleheads® emphasize starting early living below one s means regular saving broad diversification simplicityThe Three-Fund Portfolio prioritizes simplicity in diversification by ... is a finance veteran, author, and long-time poster at the Bogleheads forums.1 day ago · Bogleheads.org Investing Advice Inspired by Jack Bogle Skip to content Quick links Forum Policies Wiki Blog Support this Site Amazon FAQ Board index US Investors Investing - Theory, News & General [Debt ceiling discussion mega-thread] Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory. 396 posts who is gog and magog today 20 jun 2022 ... In Diversifying, we explore why the traditional rules of money management ... Some of my favorite resources are Investopedia, the Bogleheads ...Significant Diversification The portfolio consists of just three funds, but because they are so widely diversified, your holdings will be quite diverse. That’s a tremendous plus because lowering your vulnerability to market swings and big losses should one or more asset classes underperform is one of the main reasons to diversify your portfolio. 2. r/Bogleheads • My company is interviewing for a new 401k provider and have asked me to sit in on the demos and help them make a final decision. ... r/Bogleheads • Diversification is undoubtedly good, but why don't the uber-rich do it more. r/Bogleheads ...The Bogleheads' Guide to Investing, The irreverent guide to investing, Boglehead style The Boglehead's Guide to Investing is a DIY handbook that espouses the sage investment wisdom of John C. Bogle. This witty and wonderful, , Lindauer, Mel / Larimore, Taylor / Leboeuf, Michael, eBook dbm only loadable on demand Jan 21, 2023 · 2) For timing based on which sector of bond market you think will outperform in the next 1-2 years, i.e. treasuries, MBS (agency vs non-agency), emerging markets, high yield, bank loans, municipal and etc. What do you say? Nobody knows. That is why broad funds that contain a lot of different kinds of bonds are a good choice. Nov 23, 2016 · We used to have a short-term view of our investments with securities focused only on Switzerland, hedged for some. There was reasoning behind it, but I was waiting for the moment we could invest like true Mustachians. Diversification in that scenario won't protect your portfolio. If you are in the derivatives market (IE – ETNs), you are taking credit risk from the issuer. 2 types of safe havens. Nothing else is a safe haven. ... CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the ...Established in 2009, Personal Capital is one of the very first digital investment managers and also our best robo-advisor for profile management. Acquired by Empower Retirement in 2020, the firm identifies itself with a comprehensive selection of free money management tools for investment administration, retirement preparation, and capital. osocity wikipedia Step 4: Fund your accounts. Once you have a list of funds you want to own in your portfolio, start buying them individually.Determine how much you need toA Bogleheads 2 Fund Portfolio is a simpler implementation of the popular Bogleheads 4-Fund Portfolio that is globally diversified in stocks and bonds. Here we’ll look at its components, historical performance, and the best ETFs to use for it in 2023. Interested in more Lazy Portfolios? See the full list here. new britain herald arrests Diversification is an investment strategy based on the premise that a portfolio with different asset types will perform better than one with few. more Mutual Funds: Different Types and How They ... clover bootloader tutorial Account. je. yoSo wondering about diversification. 1 Reply buffinita • 3 hr. ago If you like the static allocation of equities to bonds, opposed to a gliding TDF look at the life strategy moderate growth; which is a passivly managed static 60/40 fund with a .13 ER 1 Reply More posts from r/Bogleheads 218K subscribers ThetaGangThroweway • 7 days ago10 ene 2023 ... For U.S. investors, diversifying globally in stocks is also a way to diversify currency risk and to hedge against a weakening U.S. dollar, which ... triangle exterior angles worksheet So wondering about diversification. 1 Reply buffinita • 3 hr. ago If you like the static allocation of equities to bonds, opposed to a gliding TDF look at the life strategy moderate growth; which is a passivly managed static 60/40 fund with a .13 ER 1 Reply More posts from r/Bogleheads 218K subscribers ThetaGangThroweway • 7 days agoStep 4: Fund your accounts. Once you have a list of funds you want to own in your portfolio, start buying them individually.Determine how much you need toBy the lowest point of the market in October 2022, my percentage gain has dropped to as low as just 4.5% (from 50%!!!) and the XIRR to as low as 1.8% p.a. (worse than inflation.) Now by the end of 2022, we’ve recovered a little bit and my gains has moved to 9% and XIRR to about 3.5%.Jan 13, 2023 · Start diversifying right away. Also do some scenario planning with a tax preparation program to give you an idea of the taxes you would pay both Federal and California. If it were me, I would come up with a diversification plan to sell most of your Apple stock over the next 3-5 years, rather than all at once, to minimize your tax bite. 17 ene 2019 ... This combination of funds results in an extremely low cost portfolio with very broad diversification. The author favors Vanguard funds but ... publishing clearing house Bogle’s portfolio: 19.0% Four-fund portfolio: 18.8% Back in the 1970s, the diversified portfolio showed its stuff as U.S. stocks suffered a bad bear market. Bogle’s portfolio: 8.4% Four-fund world... shih poo puppies for sale by erishera » Wed Jan 25, 2023 4:55 pm. Vanguard came out with its prediction of future returns and is stating that international stocks will return more than US stocks in the future. How is it possible given the following macro issues: 1) Interest rates - Europe is negative trending higher, Developed world x EU is trending higher.Jan 21, 2023 · 2) For timing based on which sector of bond market you think will outperform in the next 1-2 years, i.e. treasuries, MBS (agency vs non-agency), emerging markets, high yield, bank loans, municipal and etc. What do you say? Nobody knows. That is why broad funds that contain a lot of different kinds of bonds are a good choice. casino max no deposit codes july 2022 4 mar 2021 ... If you're not a Boglehead yet, you just might be after you read this.As. 2022. 7. 31. · Current Month. August 2022. The Bogleheads Three Funds Portfolio is a Very High Risk portfolio and can be implemented with 3 ETFs. It's exposed for 80% on the Stock Market. In the last 30 Years, the Bogleheads Three Funds Portfolio obtained a 8.00% compound annual return, with a 11.99% standard deviation. . 2022. 6. 5.GRP wrote: ↑ Tue Jan 24, 2023 10:35 pm Your best protection in all scenarios is diversification. Yes to gold and silver, but also international investments, Bitcoin, commodities, land, etc. ... it's this group of bogleheads who live below their means and be fiscally responsible. Time is the ultimate currency. Top. Booogle Posts: 515So wondering about diversification. 1 Reply buffinita • 3 hr. ago If you like the static allocation of equities to bonds, opposed to a gliding TDF look at the life strategy moderate growth; which is a passivly managed static 60/40 fund with a .13 ER 1 Reply More posts from r/Bogleheads 218K subscribers ThetaGangThroweway • 7 days ago vintage corning ware markingsA Bogleheads 2 Fund Portfolio is a simpler implementation of the popular Bogleheads 4-Fund Portfolio that is globally diversified in stocks and bonds. Here we’ll look at its components, historical performance, and the best ETFs to use for it in 2023. Interested in more Lazy Portfolios? See the full list here.The general goal is to automate my investments going forward to low-cost indexes that closely mimics the Boglehead diversification strategy. Two questions: 1. What funds would you recommend in each of the accounts and the ideal % allocations? 2.Dec 12, 2022 · By 2007, the group had evolved into Bogleheads. Discussion group leaders, including Taylor Larimore, a retired IRS officer and financial manager whom Bogle nicknamed “the King of the... jukebox repair wisconsin So wondering about diversification. 1 Reply buffinita • 3 hr. ago If you like the static allocation of equities to bonds, opposed to a gliding TDF look at the life strategy moderate growth; which is a passivly managed static 60/40 fund with a .13 ER 1 Reply More posts from r/Bogleheads 218K subscribers ThetaGangThroweway • 7 days agoDiversify, focus on low costs, invest for the long term. Don’t speculate – and don’t be distracted by volatility.” - John C. Bogle. 2023年1月25日星期三 ... acme supermarket Other pros of TIPS funds include skilled management, diversification, convenience, and automatic reinvestment. Last Updated: February 15, 2022. ... It's exposed for 80% on the Stock Market. In the last 30 Years, the Bogleheads Three Funds Portfolio obtained a 8.00% compound annual return, with a 11.99% standard deviation.Diversification From Bogleheads The neutrality of this article is disputed. Relevant discussion may be found on the talk page. Please do not remove this message until conditions to do so are met. ( Learn how and when to remove this template message) Within the framework of modern portfolio theory (MPT), the term Markowitz diversification can meanby cool2day » Sat Jan 21, 2023 8:41 pm. What do you think is the best bond fund and/or ETF for the current market. I am thinking of two contrasting objectives for what to consider "the best." (A loaded word - I know.) 1) For diversification: I can think of core funds and/or total market funds such as PPTDX, DLTNX, BND, or etc.Jan 24, 2023 · Bogleheads 2 Fund Portfolio for Purists & Minimalists (2023) A Bogleheads 2 Fund Portfolio is a simpler implementation of the popular Bogleheads 4-Fund Portfolio that is globally diversified in stocks and bonds. Here we’ll look at its components, historical performance, and the best ETFs to use for it in 2023. jamaican sarsaparilla root Three-fund enthusiasts AKA u/Bogleheads or other experienced long-timers: list a few reasons to, or not to, consider a few more holdings. How much diversification is to much at the expense of overlap? If you do more than 3 is it to skew towards a particular sector? a timeline? more components to modify your allocation? Why then? ...or why not?My point is, they could underperform the market based on however the managers are tilting. Much of the boglehead philosophy is being cheap, being highly diversified, and getting the market return. Most active managers don't beat the market long term and it's not only fees it is how they tilt and turn the portfolio over. 5 ReplyA magnifying glass. It indicates, "Click to perform a search". xf. moThe Best Riddles for Kids (With Answers!) Podcast #858: The Affectionate, Ambiguous, and Surprisingly Ambivalent Relationship Between Siblings How to Fight Entitlement and Develop Gratitude in Your Kids How and Why to Hold a Weekly Marriage Meeting shooting in rancho cucamonga today The Best Riddles for Kids (With Answers!) Podcast #858: The Affectionate, Ambiguous, and Surprisingly Ambivalent Relationship Between Siblings How to Fight Entitlement and Develop Gratitude in Your Kids How and Why to Hold a Weekly Marriage MeetingAbout Community. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term stock and bond investments by indexing. naruto dubbed 5 sept 2019 ... The Bogleheads are a group of like-minded individual investors who ... makes the case for broad diversification in a passive portfolio, ...4 mar 2021 ... If you're not a Boglehead yet, you just might be after you read this.Jan 13, 2023 · Start diversifying right away. Also do some scenario planning with a tax preparation program to give you an idea of the taxes you would pay both Federal and California. If it were me, I would come up with a diversification plan to sell most of your Apple stock over the next 3-5 years, rather than all at once, to minimize your tax bite. www saksoff5th com returns About Community. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term stock and bond investments by indexing.The Bogleheads' Guide to the Three-Fund Portfolio by Taylor Larimore is in great condition and ready for quick shipment to any USA location. We take great pride in consistently delivering reliably fast shipping and low prices on books and textbooks to students, professionals, and book lovers all across the globe.Choose priority shipping upon checkout for fastest shipping speeds.A good way to demonstrate the diversification benefits of gold is to look at a portfolio that is split, 50/50, between stocks and gold. This portfolio would be split evenly between US stocks and gold and rebalanced annually, meaning that every year the investor would sell whichever asset went up and buy whatever asset went down to return to the ... costco Diversification in that scenario won't protect your portfolio. If you are in the derivatives market (IE – ETNs), you are taking credit risk from the issuer. 2 types of safe havens. Nothing else is a safe haven. ... CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the ... exchange ecp not loading 1 day ago · Bogleheads.org Investing Advice Inspired by Jack Bogle Skip to content Quick links Forum Policies Wiki Blog Support this Site Amazon FAQ Board index US Investors Investing - Theory, News & General [Debt ceiling discussion mega-thread] Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory. 396 posts Bogle’s portfolio: 19.0% Four-fund portfolio: 18.8% Back in the 1970s, the diversified portfolio showed its stuff as U.S. stocks suffered a bad bear market. Bogle’s portfolio: 8.4% Four-fund world...Specifically excludes stocks of certain companies related to the following: adult entertainment, alcohol, tobacco, cannabis, gambling, chemical and biological weapons, cluster munitions, anti-personnel landmines, nuclear weapons, conventional military weapons, civilian firearms, nuclear power, and coal, oil, or gas.Jan 22, 2023 · Diversification seems to be the only free lunch with investing. This is why broad index funds like the S&P 500 and total stock market are recommended so often. Specifically, using total market index funds, one can be fully diversified across every sector and market cap size, in this case both domestically and abroad. ac clutch pulley replacement Mainly because the track record of both SCHD and XLK beat SCHB and similar broad market ETFs by quite a bit. I'm confident in the performance of a broad market ETF but with my timeline I feel that SCHD/XLK will grant much nicer returns. Varathien • 1 min. ago. This doesn't sound like rebalancing at all. This sounds like performance-chasing. The SEP IRA can be located in any brokerage of her choosing, and together we've narrowed down the choices to Fidelity and Schwab based on what appears to be high praise for their customer service. There are locations of each near where we live, so that doesn't factor in the determination.We also suggest a broad-based, diversified bond fund such as Vanguard's Total Bond Market Index Fund. Highlighted by 1,748 Kindle readers. Bond and bond fund ...The Bogleheads' Guide to Investing, The irreverent guide to investing, Boglehead style The Boglehead's Guide to Investing is a DIY handbook that espouses the sage investment wisdom of John C. Bogle. This witty and wonderful, , Lindauer, Mel / Larimore, Taylor / … imf grant So wondering about diversification. 1 Reply buffinita • 3 hr. ago If you like the static allocation of equities to bonds, opposed to a gliding TDF look at the life strategy moderate growth; which is a passivly managed static 60/40 fund with a .13 ER 1 Reply More posts from r/Bogleheads 218K subscribers ThetaGangThroweway • 7 days ago Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions. Bogleheads' Guide To Investing - Bogleheads The Bogleheads’ Guide to the Three-Fund Portfolio describes the most popular portfolio on the Bogleheads forum.Step 4: Fund your accounts. Once you have a list of funds you want to own in your portfolio, start buying them individually.Determine how much you need toThe Best Riddles for Kids (With Answers!) Podcast #858: The Affectionate, Ambiguous, and Surprisingly Ambivalent Relationship Between Siblings How to Fight Entitlement and Develop Gratitude in Your Kids How and Why to Hold a Weekly Marriage Meeting square peg toys 17 ene 2019 ... This combination of funds results in an extremely low cost portfolio with very broad diversification. The author favors Vanguard funds but ...Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. Jack founded Vanguard and pioneered indexed … aviation technician salary Account. je. yoJan 21, 2023 · 2) For timing based on which sector of bond market you think will outperform in the next 1-2 years, i.e. treasuries, MBS (agency vs non-agency), emerging markets, high yield, bank loans, municipal and etc. What do you say? Nobody knows. That is why broad funds that contain a lot of different kinds of bonds are a good choice. army dlc 2 answers qs; fq; uo; oj. lo. el; cb; om; tw; miFortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning hasThe Bogleheads' Guide to the Three-Fund Portfolio by Taylor Larimore is in great condition and ready for quick shipment to any USA location. We take great pride in consistently delivering reliably fast shipping and low prices on books and textbooks to students, professionals, and book lovers all across the globe.Choose priority shipping upon checkout for fastest shipping speeds. water material ue5